• You can insure a variety of different watercraft from fishing boats, runabouts, & sailboats to cabin cruisers and pontoons.

• You can add a watercraft to a homeowners policy, but the watercraft endorsement doesn’t always cover you as a watercraft policy will.

• Coverages can vary from company to company, but we listed a few options offered through carriers:

• Total Loss Replacement: Replaces insured’s boat with a brand new one of similar make and quality

• Sign & Glide® coverage: Help comes to your customer if they’re stranded on the water and need fuel, a jump, or tow with no out-of-pocket costs!

• Replacement Cost Fishing Equipment -- up to $10,000 for tackle, rods, and reels.

• Replacement Cost Personal Effects: protects the insured’s personal items including cameras, clothes, cell phones, etc

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